We have been in the accounts receivable factoring business since 1979, are privately owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can support you through any tough circumstances you might suffer. We won't fold up shop when the times get tough, like a handful of accounts receivable factoring companies sadly have in the past.

Each factoring company has a preference for size, industry, and risk. It's not practical for you to pick which accounts receivable factoring firm is the right fit for you. By contacting us, we'll answer any burning questions you may have and help you find the ideal fit for your company - whether it's with us or another accounts receivable factoring company.

We have a large network of accounts receivable factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, after you take the time to run through your needs to us, we have no doubt that you will find just what you need..

Many accounts receivable factoring businesses let you pick and choose your customers that you want to factor. Except a handful of them usually require a minimum dollar amount before they'll work with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement which will force you into accounts receivable factoring when you don't need it.

Many accounts receivable factoring businesses fees are contorted. You better take out your magnifying glass to go over the fine print to spot those fees. Be rest assured, We will not treat you this way.  We are totally upfront about our fees. When you apply, you are presented with a transparent, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring firms are funded by Wall Sreet bankers. We are a privately held company and don't take orders from investors and boards. Like you, we are like-minded business people and we have experienced many of the hardships that a business deals with. We take the time to hear your story, learn your concerns. Based on that information we will put together a custom-built solution for you. Many accounts receivable factoring firms especially the Silicon Valley ones almost exclusively gamble on an algorithm to establish your company's funding program. Who do you want to count on as a cash flow partner to fund your business?

Many accounts receivable factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or don't want to be disturbed.

Don't ignore the fact that the accounts receivable factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also track each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems so to work on them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay ahead of negative payment trends. This is essential to avoid preventable write-offs.

We make sure to adopt first-rate technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means better rates for you. Many other companies are not even remotely close.